The post that I review was How to lose your ID easily to fraudsters at home. The personal identity information is very important for all of us. This is because it have been recorded all our important information such as names, addresses, birth dates, ID numbers and bank account numbers.
If it is stolen, there is a possibility that our personal information will be use for some illegal activity purpose. The fraudsters will use this information to open bank account or apply for loans.
So it will create many trouble and inconvenience to us. Nevertheless, it will also bring the financial loss to us as well. So it is important and responsibility for us to keep our personal identity information in order to prevent the crime happens.
What is identity theft?
Identity theft can be described as a crime that involves one person appropriating the personal information of another to commit fraud. There are several types of identity theft such as true name fraud or business or commercial ID theft, account take over and criminal identity
theft. For commercial ID theft, this occurs when an identity thief uses a victim’s data to open new accounts. Such accounts are used to make large purchases which the perpetrator never pays off. Shortly after opening the account, the thief will inform the institution that the billing address has changed, and in doing so ensure that the victim does not receive the accounts to find out about the crime that has been committed in his/her name.
The secondly is account take-over, When a credit card or cheque book falls into the wrong hands, these may be used to charge purchases to the victim’s account. On-line accounts may also be hacked to do transfers to other accounts.
Third one is Criminal identity theft; this happens when a person is arrested for a crime and then gives another person’s name to the police, instead of using his/her own. A person may therefore unknowingly become a suspect in a police investigation or get fines or have outstanding warrants against his/her name.
Furthermore, we need to keep track of credit card, debit card and ATM receipts. Never throw them out in the trash, or if you do, shred them or destroy them first. When we submitted any photo stated ID or passport, we must make sure write a SAMPLE word on it in order to avoid other people duplicating it.
Therefore, the personal identity information is very important and valuable to us. So, we cannot ignore it and just throw away that receipts which we feel as rubbish, but for the fraudster, it is become a treasure for them.
So whatever receipts or paper which consist our data, it is necessary for us to destroy it first then only throw it. By doing so, I believe that this could help us to avoid our personal identity information being used by others for doing the illegal things which may cause harm to us.
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